Circle's Yam-ki Chan discusses stablecoin regulations, business models, and role in payments.
CEO Tat Lee says innovation, not deposit size, will determine whether a virtual bank can succeed.
Digital-money pioneer Amnon Samid argues CBDC projects based on DLT are on the wrong track.
CEO Barbaros Uygun says the virtual bank can become a global leader like Revolut, NuBank and KakaoBank.
Interest rates are just one challenge to bringing China-style alternative credit scoring to Hong Kong SMEs.